Shop smart.
Pay with MISPay
Explore where you can pay over time with MiSPay and unlock exclusive deals
Featured Stores
Super Branches
Split by 6,12
Shop by category
How does MiSPay work?
Find what you love and pay your way. With MiSPay, you're in control of how you want to pay every time you shop.
Find your favourite brands
Shop your favourites or discover new brands on the MiSPay app that let you get the most out of shopping.
Choose MiSPay at checkout
Add what you want to your cart and choose MiSPay at checkout. Sign up, link any card and get approved instantly.
Pay over time
Choose 4 interest-free payments or up to 12 monthly payments. Make your first payment and we'll remind you about the rest.
All Stores
Shop smarter with MISPay
Split payments, unlock deals—always interest-free and Sharia-compliant.
What Makes MiSPay Different?
Smarter, easier, and more rewarding shopping — all in one app.
An Easier Way to Pay with MiSPay
Split your payments at your favorite stores — online or in-store — with no fees, no interest.
Browse or Search
Discover trending brands or quickly search for your favorites inside the app.
Review & Track Your Payments
View your installment plan and get real-time reminders — all in one place.
Complete Checkout
Choose MiSPay at checkout and confirm your payment — simple and instant.
Pay In-Store
MiSPay is available at top retail branches — just ask the cashier and split your bill on the spot.
Earn as You Shop
Enjoy automatic cashback every time you shop through the app.
